This is a non-commercial site. Maintenance is an ongoing
chore and fees for
web hosting and domain registration are paid out of my pension.
If you like this site, then feel free to donate using PayPal.
Simply click the button to the right.
Disclaimer: This website is designed to provide accurate and
informative information only in regard to the subject matter
covered. This website does not purport to offer any professional
advice of any legal, financial or psychological service and is
offered with the understanding that the publisher, editor and
contributors are not engaged in rendering any legal, financial,
psychological or any other professional service and is offered
for information and entertainment purposes only. If any legal, financial,
psychological or any other professional advice or assistance is
required, the services of a competent professional person should
be sought. The reader is solely responsible for his/her own